TERMS OF BUSINESS
On this page we set out the latest version of our standard terms of business. These terms of business are issued to all our clients following acceptance of instructions and our clients are asked to provide signed confirmation (electronically or on paper) before we start working on the matter.
The applicable terms of business are those which are issued and signed when we accept instructions.
If you have any enquiries about our terms of business please contact our Compliance Officer for Legal Practice, Martin Malone (email@example.com / 0151 239 1003).
1. Responsibility for the work
The person responsible for dealing with your case is identified in the letter or email accompanying these terms of business. The letter or email also lets you know who will have access to your file and who to contact when the person responsible for your case is unavailable. We have also provided you with the name of the head of department.
2. Service Standards and Responsibilities
- review the matter regularly and update you by phone, email, text or letter;
- communicate with you in plain language;
- explain to you by phone, email, text or by letter the legal work required to be carried out as your matter progresses;
- provide you with a fixed fee or an estimate of costs of the case in writing at the outset and then update you in writing concerning costs incurred at least every six months;
- in contested matters and in the event of a material change of circumstances advise you about whether the likely outcome still justifies the costs and risks associated with the claim;
- advise you at the outset and keep you updated concerning the likely timescale for each stage of the matter and any important changes to those estimates;
- in appropriate cases continue to review whether there are alternative methods by which your matter can be funded;
- let you know about any changes in the law which affect your matter and any developments and/or risks which might affect the outcome of the matter;
- always act in your best interests;
- seek to obtain the best possible result for you;
- in appropriate cases give you our best advice about whether to accept any offer of settlement.
In return we ask that you:
- provide us with clear, timely and accurate instructions;
- provide all documentation relevant to the matter;
- safeguard and make available to us any documents which are likely to be required by us in order to deal with the matter;
- do not ask us to work in an improper or unreasonable way;
- do not deliberately mislead us;
- co-operate with us;
- (in appropriate cases) attend any medical or expert examination or court hearing.
If you do not do so it is likely that we will be unable to continue acting for you.
3. Hours of Business
Our Dale Street, Liverpool office is open Monday to Friday from 9.00 a.m. to 5.00 p.m. Our telephone lines are open 24 hours a day, 7 days a week. Our main office number is 0151 239 1000. We can also be contacted at all times at firstname.lastname@example.org.
Canter Levin & Berg is committed to high quality legal advice and client care and our aim is to offer all our clients an efficient and effective service at all times.
If you are unhappy about any aspect of the service you have received, or about any bill sent to you, we will try to resolve any problems quickly. We operate an internal complaints handling system to help us resolve any problems. Please raise your concerns in the first place with the person responsible for your matter. If you remain dissatisfied with any aspect of our service, including billing, please get in touch with Martin Malone, one of our directors, by email to:
or by post to:
Martin Malone, Canter Levin & Berg Solicitors, 1 Temple Square, 24 Dale Street, Liverpool L2 5RL.
If for any reason we are unable to resolve the problem or you are not satisfied with our handling of your complaint you can ask the Legal Ombudsman, PO Box 6806, Wolverhampton WV1 9WJ (tel: 0300 555 0333; email: email@example.com) to consider the complaint.
You can find out more about our complaints procedure here.
5. Equality and Diversity
Canter Levin & Berg is committed to promoting equality and diversity in all of its dealings with clients, third parties and employees. Please contact us if you would like a copy of our equality and diversity policy.
6. Funding your Case
There are a number of ways in which your responsibility to pay legal costs may be met. Details of the funding arrangements applicable to your matter are outlined in the letter or email accompanying these terms of business.
7. Charges and Expenses
Our charges are calculated as a fixed price or otherwise mainly with reference to the time actually spent by the solicitors and other staff dealing with the work undertaken on your behalf.
This may include meetings with you and perhaps others, reading and working on papers, correspondence (including emails), phone calls, preparation of any detailed costs calculations and time spent travelling away from the office when this is necessary.
Routine letters, phone calls and emails are charged as equivalent to six minutes of the hourly rate. Other letters, phone calls and emails (over six minutes) are charged on a time basis. From time to time we may arrange for some of this work to be carried out by persons not directly employed by us. For all such work, our charges are noted in the letter enclosed with these terms of business. Should you be unhappy with our bill, you have the right to object and apply for an assessment of the bill under Part III of the Solicitors Act 1974. Please also refer to section 4 above.
We prefer payments to be made by online bank transfer, quoting the unique file reference (six numbers) allocated to your matter. Our bank account details and the payment reference are included in all bills. All payments may be made to:
Account Name: Canter Levin & Berg Limited Client Account
Bank: Lloyds Bank plc
Branch: Liverpool Law Courts
Account number: 33647668
Sort Code: 30-65-62
Our VAT number is 254 5626 94.
All our bills are payable on receipt and we prefer payment to be made by online bank transfer. Should we need to commence debt recovery proceedings to recover payments overdue by more than 30 days, we reserve the right to charge for the work done at the standard hourly rate of the person dealing with the matter. We also reserve the right to charge interest on all or part of the bill if it remains unpaid.
There are limited circumstances in which Legal Aid may be available to cover all or part of your legal costs. If so we will write to you to confirm the arrangements for Legal Aid that are applicable. Please remember that even if you have the benefit of Legal Aid you may still be required to pay all or part of your legal costs.
8. Barristers’ Fees
In many cases we will negotiate the settlement of claims without the need to utilise the services of a barrister. However this may be necessary and, if so, you will be notified in advance of this and provided with details of any charges incurred. If we are acting pursuant to a no win no fee arrangement and it becomes necessary to use a barrister, we will aim to arrange a no win no fee agreement with him or her as well so that your responsibility for such fees will be covered on the same basis as our own.
9. Disbursements and Expenses
Disbursements are payments we make on your behalf as the matter proceeds such as court fees and payments for medical reports. Unless you notify us in writing to the contrary, we will assume that we have your authority to incur the usual disbursements and expenses encountered in the course of the work we do for you. We will seek your express agreement before incurring on your behalf sums which are substantial in the context of the work in question. Disbursements and expenses are charged to you in addition to Canter Levin & Berg’s charges.
10. Payment of Interest
We account to our clients for interest due on funds held in our client account (following clearance of those funds) at the conclusion of the matter.
The amount is calculated as follows: balance x annual percentage rate / 365 x number of days held.
We do not account for interest if the amount is less than £20. Any amount payable for interest will be utilised first in paying any outstanding costs and/or disbursements.
The annual percentage rate is that applied to our general client account by our bankers and is adjusted from time to time to correspond with the prevailing bank rate.
11. Storage of Papers
After completing the work, we will be entitled to keep all your papers and documents while there is still money owed to us for fees and expenses. At the conclusion of your matter, we will keep your file in electronic form for:
- road traffic accident and other personal injury claims involving persons under 18 years old – until the person is 25 years old;
- wills, trusts and lasting powers of attorney – 105 years
- contracts and similar documents – 19 years
- all other matters – 7 years
Paper files (if they exist) are shredded at the conclusion of the matter unless, within 30 days, you have asked us to provide the documents to you. We will not destroy documents you ask us to deposit in safe custody. If we take papers or documents out of storage in relation to continuing or new instructions to act for you, we will not normally charge for such retrieval. However, we may charge you both for time spent producing stored papers that are required and reading, correspondence or other work necessary to comply with your instructions in relation to retrieved papers. If you prefer we will make your file of papers available for collection by you.
12. Vetting of files and confidentiality
External firms or organisations may conduct audit or quality checks on our practice. These external firms or organisations are required to maintain confidentiality in relation to your files and we have appropriate procedures in place to ensure that they do.
13. Outsourcing of work
Sometimes we ask other companies or people to carry out administrative functions on our files to ensure that necessary work is carried out promptly and efficiently. We have procedures in place to ensure that strict confidentiality is maintained. If you do not want your file to be outsourced, please tell us as soon as possible.
14. Insurance Services
We are not authorised by the Financial Conduct Authority (FCA) under the Financial Services and Markets Act 2000. However we are able in certain circumstances to offer a limited range of investment and consumer credit related services to clients because we are regulated by the Solicitors Regulation Authority. We can provide these investment and consumer credit related services if they are an incidental part of the professional services that we have been engaged to provide.
We are included on the register of Exempt Professional Firms maintained by the FCA so that we can carry on insurance distribution activity, which is broadly the advising on, selling and administration of insurance contracts. The register can be accessed by visiting the FCA website.
15. Consumer Protection / Your Right to Cancel
All our clients have rights pursuant to The Consumer Contracts (Information, Cancellation and Additional Charges) Regulations 2013. In particular you have the right to cancel your instructions without any reason within fourteen days from receiving these terms of business. The cancellation period expires after fourteen days. You can cancel your instructions by contacting us by post (to Canter Levin & Berg, 1 Temple Square, 24 Dale Street, Liverpool L2 5RL), fax (to 0151 239 1001) or email (firstname.lastname@example.org). Your notice to cancel must be in writing and you should quote your file reference. Once we have started work on your file and you have authorised us to do so, you may be charged if you cancel your instructions. If you request us to begin working for you within the cancellation period you must pay us an amount which is in proportion to the work done until you have communicated to us your cancellation of the contract, in comparison to the full cost of the services.
If you would like us to commence work on your file within the next fourteen days, please confirm accordingly by accepting these terms. If we complete the service before the end of the cancellation period you lose the right to cancel. Please refer also to section 20 of these terms of business.
16. Minimal Balances on Client Account
If, at the end of your case there is a balance in your client account of £10 or less, we reserve the right to donate this figure to a charity of our choice. Should you not agree to this, please notify us in writing.
17. Data Protection
Canter Levin & Berg is compliant with the terms of the Data Protection Act 2018 and the General Data Protection Regulation 2018. Our registered data controller is Mr Martin Malone. We use the information you provide primarily for the provision of legal services to you and for related purposes including: updating and enhancing client records; analysis to help us manage our practice; statutory returns; legal and regulatory compliance.
Our use of that information is subject to your instructions, the Data Protection Act 2018, the General Data Protection Regulation 2018 and our duty of confidentiality. Please note that our work for you may require us to give information to third parties such as expert witnesses and other professional advisers. You have a right of access under data protection legislation to the personal data that we hold about you. We may from time to time send you information which we think might be of interest to you. If you do not wish to receive that information please notify our office in writing.
18. Money Laundering
We are legally required to obtain satisfactory evidence of the identity of our clients and sometimes people connected with them. This is because solicitors, who deal with money and property on behalf of their clients, can be used by criminals who want to launder money. To comply with the law, we need to get evidence of your identity at the outset of the case. Our practice is to input your identity details into our computer system. We then use an electronic search facility which will verify your identity. The search procedure leaves a ‘footprint’ on your credit report but does not affect your credit score.
We are professionally and legally obliged to keep your affairs confidential. However, solicitors may be required by statute to make a disclosure to the National Crime Agency if they know or suspect that a transaction may involve money laundering or terrorist financing. If we make a disclosure in relation to your matter, we may not be able to tell you that a disclosure has been made. We may have to stop working on your matter for a period of time and may not be able to tell you why.
19. ID Checks
For the majority of matters conducted by Canter Levin & Berg our electronic search to confirm your identity is sufficient; however there are some matters which require additional proof of identity and you may be requested to provide us with your current photo card driving licence or your passport, plus an item of evidence to prove. your address, such as a utility bill.
20. Notice of Right to Cancel
This contract is between you and Canter Levin & Berg Limited t/a Canter Levin & Berg and the contract date is the date of the letter or email accompanying these terms of business. The unique reference (six numbers) for your matter is shown on the front page of the letter or email and towards the end of this document. You have the right to cancel this contract if you wish and this right can be exercised by delivering, or sending (including by email) a cancellation notice to the person indicated in the letter or email at any time within the period of fourteen days starting from the contract date.
Please note that you may be required to pay for legal services supplied if the performance of the contract has begun upon your written agreement before the end of the cancellation period (see section 15). A statement of the notice of cancellation is deemed to be served, as soon as it is posted or sent to our office or in the case of an e-mail, from the day it is sent to us.
Please note that Canter Levin & Berg only accepts cash up to a limit of £500 in any 28 day period. If clients circumvent this policy by depositing cash directly with our bank, we reserve the right to charge for any additional checks we deem necessary regarding the source of the funds. We also reserve the right not to accept this payment and may charge for any additional bank transfer should we return the money to you. As alternatives to cash we accept online payments and payments by cheque, bank transfer and all major credit and debit cards.
22. Transfer and transmission of funds
All transfer and transmissions of client funds are made at our clients’ risk and Canter Levin & Berg shall not be liable for any loss, damage or delays howsoever caused which are not directly caused by gross negligence on the part of any of our employees.
23. Applicable Law
Any dispute or legal issue arising from our terms of business subject to the laws of England and Wales and the exclusive jurisdiction of the English and Welsh courts.
24. Terminating the Retainer
You may end providing your instructions to us by notifying us in writing at any time, but we may keep all your papers and documents while there is money still outstanding to us for fees and expenses.
We may decide to stop acting for you only with good reason e.g. if you do not pay an interim bill, a conflict of interest becomes apparent, if we think that you will lose your case and you disagree, or if there appears to be a breakdown of trust between solicitor and client. We must give you reasonable notice that we will stop acting for you.
If you or we decide that we should stop acting for you, you must pay our charges up to that point, unless your individual funding arrangement expressly states otherwise. These are calculated either at an hourly rate or as a proportion of the agreed fee, as set out in the initial instructions letter or email.
25. Acceptance of Terms and Authority to Proceed
As an indication of your acceptance of our terms of business please click to electronically sign and submit your authority to proceed using the link sent to you with these terms of business or by returning the a signed copy of the written confirmation of acceptance of instructions and authority to act, using the prepaid envelope supplied (a scanned copy sent by email is acceptable).
26. Professional Indemnity Insurance
Our professional indemnity insurance cover is provided by ‘A rated’ insurer W R Berkley Syndicate Management Limited. Our cover provides protection of up to £3 million for all our clients.
27. Call monitoring
Telephone calls to our offices may be recorded and used for training and evaluation purposes. We do not routinely record calls.